Portfolio 101

I think most financial markets (Stock exchanges) are now recovering from the losses that they have encountered last year during the financial crisis. You can take a look at this chart to see where I got this information from. Maybe its a good time to enter the market , maybe not . I’m not selling an advice here , I just want to explain the concept of portfolio as you will discover later on.You have $5000 – maybe more -in your pocket , and you want to invest your money in those markets . So you start to think which company or which equity (what I mean by equity is any thing( stock , bond or option) that is being bought or sold in the stock market) , you might think about investing in the currency exchange. You might notice that  stocks behave differently or in opposite direction . That might make reaching a decision a little bit harder. I might think like you which stock to choose, stock A or stock B ? Stock A might move in opposite direction as stock B . They both represent good and solid companies from financial view. So which option ? option one , option two ?There is a third and a middle option ! why not buy both . Doing that is what is called diversification . Your money wallet that represent both stocks are now called portfolio .

• What does portfolio mean ?
• “A grouping of financial assets such as stocks, bonds and cash equivalents, as well as their mutual, exchange-traded and closed-fund counterparts. Portfolios are held directly by investorsand/or managed by financial professionals. ” ( Investopedia )

Most investors want to maximize their return and thus making more money by eliminating risk as much as possible that  is the main concept of portfolio theory.  Today I saw a nice software that does a good job in portfolio management : Manage Invest .  The software belongs to an Australian company called MySF Pty Ltd . This application applies the concept of diversification because it lets you manage and track plenty of investments up to 1000 . It also includes TAX calculation based on many countries , and you can add your country if its not available.This TAX feature is valuable because it lets you know the effect of TAX rate on a particular investment , that will make your portfolio more efficient. The purpose of my article is to show you the concept of portfolio in brief by showing you a real tool (software). I will dig more in this topic in  future articles . Have fun

Tags: portfolio, stock market

How many Web 2.0 apps in the Internet ?

Today I was searching the web to gather  statistics about Web 2.0 applications. Im interested to know  the number of  web 2.0 applications or services in the web . I started with google of course , one interesting link I came across is : Web 2.0 Summit . This website gathers keynotes and experts in technology and web 2.0. Unfortunately I couldn’t find what Im looking for that is the number of web 2.0 services. I then toke a look at Feedmyapp which is a very popular website that hosts a huge directory of web 2.0 tools ,a good database I have used  many times. Feedmyapp lists 7461 sites , but I think there are more than that . I knew that because I have seen many tools that are not listed in feedmyapp. Its interesting to know how many web 2.0 applications are out there  in the internet.  If you know the answer or any link that gives this information ,I would be grateful. This research is only the beginning and Im still working on it.

Tags: Web 2.0

MSc Accounting and Finance at Bangor University

I have been away from my country Kuwait since June 2009. Me and my family are staying this year and the next 3-4 years perhaps in the UK , to be specific in LLandegfan – North Wales . Its a beautiful little town at the heart of Menai Bridge in the Isle of Anglesey, great nature and  friendly people. If you have read my  “About” page  you would notice that I mentioned my reasons for moving to UK. Yes Im doing at the moment an MSc Accounting and Finance at Bangor Business School for one year. Its a great course and It does teach you a great deal about investments  and companies . So why I’m studying this major , well Its been 5 years now since I began trading and learning about the investment quarter. So i decided to improve my skills and knowledge and be a professional , I will also write about my learning experience in accounting and finance while Im studying in my blog efouz. I believe this will add value to my original topic “Entrepreneurship” some how and I hope you find it fun and informing.

Tags: Bangor university, Kuwait Bangor, Kuwaiti Blog, Kuwaiti students North Wales, kuwaiti students uk, Uk Universities, University of Wales